In a significant move to strengthen its healthcare system, the General Office of China's State Council has unveiled new guidelines aimed at encouraging long-term participation in the basic medical insurance program. Covering over 1.334 billion people, which accounts for more than 95% of the population, the program is set to receive a major boost starting next year.
Under the new guidelines, implemented from 2025, individuals who maintain continuous participation in the program for four years will be rewarded with an annual increase of at least 1,000 yuan ($140) to their maximum insurance payout limit for major illnesses. This incentive aims to promote stability and sustained engagement in the healthcare system.
Additionally, starting next year, participants who refrain from utilizing any medical insurance fund reimbursements throughout the year will see their maximum payout limit for major illnesses increase by at least 1,000 yuan ($140) in the following year. This policy encourages prudent use of medical resources and rewards responsible healthcare management.
The guidelines also introduce a waiting period for those who have previously left the program. From 2025, individuals who decide to rejoin the basic medical insurance will need to wait at least three months before becoming eligible for reimbursements again. This measure is designed to maintain the integrity and financial sustainability of the insurance funds.
Fan Weidong, an official with the National Healthcare Security Administration, stated at a recent press conference that these policies are geared towards safeguarding the interests of all participants and ensuring the stable operation of the medical insurance funds.
The State Council embraced these guidelines during an executive meeting held in June, marking a significant step towards enhancing the nation’s healthcare framework.
Reference(s):
China encourages participation in long-term basic medical insurance
cgtn.com
